Insurance & Risk Management
Insurance & Risk Management
5/5
“I wanted to make sure the business could continue without disruption. Granada helped us plan the transition properly, with clarity for everyone involved.”
Michael R.
Business Owner
Insurance
3
Mins Read
What Most People Get Wrong About Insurance (And Why It Matters)
Not sure how insurance actually works?
Insurance can feel confusing and easy to avoid. Clear advice helps you understand what matters, what you need, and what you don’t, so you can feel confident in your cover.
Not sure how insurance actually works?
Insurance can feel confusing and easy to avoid. Clear advice helps you understand what matters, what you need, and what you don’t, so you can feel confident in your cover.
Not sure how insurance actually works?
Insurance can feel confusing and easy to avoid. Clear advice helps you understand what matters, what you need, and what you don’t, so you can feel confident in your cover.
Unsure if you’re actually protected?
Many people have insurance but don’t know if it would truly support them if something went wrong. Clear advice replaces uncertainty with confidence that your income, family, and lifestyle are protected.
Unsure if you’re actually protected?
Many people have insurance but don’t know if it would truly support them if something went wrong. Clear advice replaces uncertainty with confidence that your income, family, and lifestyle are protected.
Unsure if you’re actually protected?
Many people have insurance but don’t know if it would truly support them if something went wrong. Clear advice replaces uncertainty with confidence that your income, family, and lifestyle are protected.
Worried about the unexpected?
Illness, injury, or sudden change can affect income, family, and lifestyle. The right insurance structure turns uncertainty into reassurance.
Worried about the unexpected?
Illness, injury, or sudden change can affect income, family, and lifestyle. The right insurance structure turns uncertainty into reassurance.
Worried about the unexpected?
Illness, injury, or sudden change can affect income, family, and lifestyle. The right insurance structure turns uncertainty into reassurance.
Q: How do I know I have the right insurance in place if something goes wrong?
Q: How do I know I have the right insurance in place if something goes wrong?
You know you have the right insurance when your cover is clear, up to date, and structured to respond if something goes wrong. Each policy should have a defined purpose, protect what matters most, and fit your current life or business circumstances.
When there are no gaps, no unnecessary overlap, and no guesswork, you can feel confident your insurance will do exactly what it’s meant to do when it matters most.
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
We discovered gaps we didn’t know existed.
“We assumed we were covered, but Granada showed us where our insurance would fall short. Fixing those gaps gave us real confidence that we’re properly protected.”
Daniel & Sophie W.
Retired Professionals
I was so grateful my insurance was set up properly.
“I never thought I’d need to claim, but when I had a work accident, the policy kicked-in to support my family exactly as intended. Having Granada set up our insurance gave me enormous peace of mind.”
Claire H.
Corporate Employee
How An Expert Advisor Can Help
How An Expert Advisor Can Help
How An Expert Advisor Can Help
Insurance & Risk Management Means:
Understanding what needs protecting
We take the time to understand your family, income, and financial priorities, so cover is focused on what matters most.
Understanding what needs protecting
We take the time to understand your family, income, and financial priorities, so cover is focused on what matters most.
Understanding what needs protecting
We take the time to understand your family, income, and financial priorities, so cover is focused on what matters most.
Balancing protection with affordability
We help strike the right balance between meaningful cover and sustainable premiums, so protection fits comfortably within your finances.
Balancing protection with affordability
We help strike the right balance between meaningful cover and sustainable premiums, so protection fits comfortably within your finances.
Balancing protection with affordability
We help strike the right balance between meaningful cover and sustainable premiums, so protection fits comfortably within your finances.
Making sense of existing cover
We review your current insurance to check it’s still relevant, adequate, and working as intended, without unnecessary overlap.
Making sense of existing cover
We review your current insurance to check it’s still relevant, adequate, and working as intended, without unnecessary overlap.
Making sense of existing cover
We review your current insurance to check it’s still relevant, adequate, and working as intended, without unnecessary overlap.
Planning ahead of life’s uncertainties
The right insurance structure helps remove financial stress when life doesn’t go to plan, giving you peace of mind.
Planning ahead of life’s uncertainties
The right insurance structure helps remove financial stress when life doesn’t go to plan, giving you peace of mind.
Planning ahead of life’s uncertainties
The right insurance structure helps remove financial stress when life doesn’t go to plan, giving you peace of mind.
Cover that supports your needs and goals
Insurance is structured to protect your future plans, not just tick boxes, so you can move forward with confidence.
Cover that supports your needs and goals
Insurance is structured to protect your future plans, not just tick boxes, so you can move forward with confidence.
Cover that supports your needs and goals
Insurance is structured to protect your future plans, not just tick boxes, so you can move forward with confidence.
Ongoing reviews as life changes
As your career, family, or finances evolve, we review your cover to make sure it continues to support you properly.
Ongoing reviews as life changes
As your career, family, or finances evolve, we review your cover to make sure it continues to support you properly.
Ongoing reviews as life changes
As your career, family, or finances evolve, we review your cover to make sure it continues to support you properly.
Complete This Form To Unlock Your Personalised Wealth Plan
Get started by booking your Wealth Strategy Session and completing this form. This allows us to pinpoint opportunities, minimise risk and customise a plan that accelerates your wealth growth from day one.
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Got Questions?
We’re Here to Help
Q.
What does Insurance & Risk Management actually involve?
Most people are either underinsured or paying for cover they don’t need. The real question isn’t “how much insurance should I have?”, it’s “what would break if this risk happened?”. Once that’s clear, the right level of cover becomes much easier to define.
A.
Q.
What does Insurance & Risk Management actually involve?
Most people are either underinsured or paying for cover they don’t need. The real question isn’t “how much insurance should I have?”, it’s “what would break if this risk happened?”. Once that’s clear, the right level of cover becomes much easier to define.
A.
Q.
What does Insurance & Risk Management actually involve?
Most people are either underinsured or paying for cover they don’t need. The real question isn’t “how much insurance should I have?”, it’s “what would break if this risk happened?”. Once that’s clear, the right level of cover becomes much easier to define.
A.
Q.
What does Insurance & Risk Management actually involve?
Most people are either underinsured or paying for cover they don’t need. The real question isn’t “how much insurance should I have?”, it’s “what would break if this risk happened?”. Once that’s clear, the right level of cover becomes much easier to define.
A.
Q.
Do I actually need insurance, and how much is enough?
Q.
Do I actually need insurance, and how much is enough?
Q.
Do I actually need insurance, and how much is enough?
Q.
Do I actually need insurance, and how much is enough?
Q.
What happens if I already have insurance?
Q.
What happens if I already have insurance?
Q.
What happens if I already have insurance?
Q.
What happens if I already have insurance?
Q.
How do I know my insurance will actually pay out?
Q.
How do I know my insurance will actually pay out?
Q.
How do I know my insurance will actually pay out?
Q.
How do I know my insurance will actually pay out?
Q.
How do I know my insurance will actually pay out?
Q.
How do I know my insurance will actually pay out?
Q.
How do I know my insurance will actually pay out?
Q.
How do I know my insurance will actually pay out?
Helpful Articles.
Helpful Articles.
Helpful Articles.
All Financial Services
Explore all the ways we can help you optimise your financial future.
Explore all the ways we can help you optimise your financial future.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Specialised Services
Specialised Services
Specialised Services