Retirement & Superannuation
Retirement & Superannuation
5/5
“I wanted to make sure the business could continue without disruption. Granada helped us plan the transition properly, with clarity for everyone involved.”
Adam & Jenny Haynes.
Retired Business Owners
Retirement
5
Mins Read
Retirement Planning Australia: A Complete Guide
Getting close to retirement?
Many Australians underestimate retirement by 10+ years. A clear plan replaces quiet worry with confidence about income and life after work.
Getting close to retirement?
Many Australians underestimate retirement by 10+ years. A clear plan replaces quiet worry with confidence about income and life after work.
Getting close to retirement?
Many Australians underestimate retirement by 10+ years. A clear plan replaces quiet worry with confidence about income and life after work.
Wondering if you can retire sooner?
Retirement can last 25–30 years, which makes early retirement feel risky. The right structure turns “maybe” into a confident decision.
Wondering if you can retire sooner?
Retirement can last 25–30 years, which makes early retirement feel risky. The right structure turns “maybe” into a confident decision.
Wondering if you can retire sooner?
Retirement can last 25–30 years, which makes early retirement feel risky. The right structure turns “maybe” into a confident decision.
Already retired, but still want guidance?
Most retirement plans need adjusting over time. Ongoing advice brings reassurance as markets, rules, and life continue to change.
Already retired, but still want guidance?
Most retirement plans need adjusting over time. Ongoing advice brings reassurance as markets, rules, and life continue to change.
Already retired, but still want guidance?
Most retirement plans need adjusting over time. Ongoing advice brings reassurance as markets, rules, and life continue to change.
Q: When should I start thinking about retirement & super planning?
Q: When should I start thinking about retirement & super planning?
You don’t need to have all the answers to start planning. For many people, retirement begins to feel real when questions about time, income, or lifestyle start coming up, often in your 40s or 50s.
Starting earlier creates more flexibility and choice. A clear plan helps replace uncertainty with confidence around how your super, investments, and income can support the life you want, both now and into retirement.
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
We finally knew when retirement was possible.
“For a long time, retirement felt like something we should understand better, but didn’t. Granada helped us map out our super, investments, and income so we could clearly see when retirement was realistic and what our lifestyle could look like.”
Sarah & Mark L.
Retired Professionals
Our super stopped feeling like a black box.
“I’d been contributing to super for years but had no real idea how it would support us long term. Granada took the time to explain our options and put a strategy in place that aligned with our goals, which gave me much more confidence about the future.”
Helen T.
Corporate Manager
How An Expert Advisor Can Help
How An Expert Advisor Can Help
How An Expert Advisor Can Help
Retirement & Super Planning Means:
Creating a plan for your retirement
We take the time to understand your lifestyle goals, timeframes, and priorities, then shape a plan around how you want retirement to look.
Creating a plan for your retirement
We take the time to understand your lifestyle goals, timeframes, and priorities, then shape a plan around how you want retirement to look.
Creating a plan for your retirement
We take the time to understand your lifestyle goals, timeframes, and priorities, then shape a plan around how you want retirement to look.
Managing tax along the way
We consider tax as part of the plan, helping your savings last longer and work harder over time.
Managing tax along the way
We consider tax as part of the plan, helping your savings last longer and work harder over time.
Managing tax along the way
We consider tax as part of the plan, helping your savings last longer and work harder over time.
Making the most of your super
Your super is reviewed and structured to work efficiently, supporting long-term growth while aligning with your retirement goals.
Making the most of your super
Your super is reviewed and structured to work efficiently, supporting long-term growth while aligning with your retirement goals.
Making the most of your super
Your super is reviewed and structured to work efficiently, supporting long-term growth while aligning with your retirement goals.
Understanding government benefits
We help you understand how options like the Age Pension may fit into your overall retirement income.
Understanding government benefits
We help you understand how options like the Age Pension may fit into your overall retirement income.
Understanding government benefits
We help you understand how options like the Age Pension may fit into your overall retirement income.
Planning for income you can rely on
We help design income and withdrawal strategies that aim to provide stability, confidence, and flexibility throughout retirement.
Planning for income you can rely on
We help design income and withdrawal strategies that aim to provide stability, confidence, and flexibility throughout retirement.
Planning for income you can rely on
We help design income and withdrawal strategies that aim to provide stability, confidence, and flexibility throughout retirement.
Ongoing support as life and rules change
As markets, legislation, and your circumstances evolve, we review and adjust your plan to keep it on track.
Ongoing support as life and rules change
As markets, legislation, and your circumstances evolve, we review and adjust your plan to keep it on track.
Ongoing support as life and rules change
As markets, legislation, and your circumstances evolve, we review and adjust your plan to keep it on track.
Complete This Form To Unlock Your Personalised Wealth Plan
Everything you need to know about super, explained clearly, to help support the lifestyle you want in retirement.
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Got Questions?
We’re Here to Help
Q.
What does retirement and super planning actually involve?
The real answer depends on how you want to live, not a generic target number. Housing, lifestyle, travel, health, and other income sources all matter. Planning connects your super balance to what it can realistically provide, so retirement feels understandable, not abstract.
A.
Q.
What does retirement and super planning actually involve?
The real answer depends on how you want to live, not a generic target number. Housing, lifestyle, travel, health, and other income sources all matter. Planning connects your super balance to what it can realistically provide, so retirement feels understandable, not abstract.
A.
Q.
What does retirement and super planning actually involve?
The real answer depends on how you want to live, not a generic target number. Housing, lifestyle, travel, health, and other income sources all matter. Planning connects your super balance to what it can realistically provide, so retirement feels understandable, not abstract.
A.
Q.
What does retirement and super planning actually involve?
The real answer depends on how you want to live, not a generic target number. Housing, lifestyle, travel, health, and other income sources all matter. Planning connects your super balance to what it can realistically provide, so retirement feels understandable, not abstract.
A.
Q.
How much super do I need to retire comfortably?
Q.
How much super do I need to retire comfortably?
Q.
How much super do I need to retire comfortably?
Q.
How much super do I need to retire comfortably?
Q.
How much income will my super realistically give me in retirement?
Q.
How much income will my super realistically give me in retirement?
Q.
How much income will my super realistically give me in retirement?
Q.
How much income will my super realistically give me in retirement?
Q.
Do I need a financial adviser to plan for retirement?
Q.
Do I need a financial adviser to plan for retirement?
Q.
Do I need a financial adviser to plan for retirement?
Q.
Do I need a financial adviser to plan for retirement?
Q.
Do I need a financial adviser to plan for retirement?
Q.
Do I need a financial adviser to plan for retirement?
Q.
Do I need a financial adviser to plan for retirement?
Q.
Do I need a financial adviser to plan for retirement?
Helpful Articles.
Helpful Articles.
Helpful Articles.
All Financial Services
Explore all the ways we can help you optimise your financial future.
Explore all the ways we can help you optimise your financial future.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Specialised Services
Specialised Services
Specialised Services