5/5
“I wanted to make sure the business could continue without disruption. Granada helped us plan the transition properly, with clarity for everyone involved.”
Sarah Rundback.
Entrepreneur
Tax
4
Mins Read
Why Most People Pay More Tax Than They Need To
Putting off tax because it feels confusing?
Many people don’t fully understand tax, so it’s easy to ignore or deal with it only at tax time. Clear advice helps you understand how tax actually affects your money and where simple changes can make a real difference.
Putting off tax because it feels confusing?
Many people don’t fully understand tax, so it’s easy to ignore or deal with it only at tax time. Clear advice helps you understand how tax actually affects your money and where simple changes can make a real difference.
Putting off tax because it feels confusing?
Many people don’t fully understand tax, so it’s easy to ignore or deal with it only at tax time. Clear advice helps you understand how tax actually affects your money and where simple changes can make a real difference.
Worried you might be overpaying tax?
Without proper planning, it’s common to overpay tax without realising it. A considered approach helps structure your income, investments, and assets so more of what you earn stays with you.
Worried you might be overpaying tax?
Without proper planning, it’s common to overpay tax without realising it. A considered approach helps structure your income, investments, and assets so more of what you earn stays with you.
Worried you might be overpaying tax?
Without proper planning, it’s common to overpay tax without realising it. A considered approach helps structure your income, investments, and assets so more of what you earn stays with you.
Not confident your tax is working for you?
Tax shouldn’t be separate from the rest of your financial life. Ongoing tax planning ensures decisions are aligned with your investments, retirement plans, and long-term goals, not working against them.
Not confident your tax is working for you?
Tax shouldn’t be separate from the rest of your financial life. Ongoing tax planning ensures decisions are aligned with your investments, retirement plans, and long-term goals, not working against them.
Not confident your tax is working for you?
Tax shouldn’t be separate from the rest of your financial life. Ongoing tax planning ensures decisions are aligned with your investments, retirement plans, and long-term goals, not working against them.
Q: What tax deductions can I legally use to reduce my tax?
Q: What tax deductions can I legally use to reduce my tax?
Most people focus on deductions they can see, but the biggest tax savings often come from the ones they don’t know exist.
Depending on how you earn and structure your income, deductions may include business expenses, home office costs, professional fees, investment interest, super contributions, and certain insurance premiums.
When used correctly and planned ahead, these deductions work together to reduce tax legally, not just once, but year after year.
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
I can’t believe I could have legally been paying less tax all along.
“As a sole trader, I was paying tax at the highest rate and assumed that was just part of running a business. Granada showed me how a company structure could significantly reduce my tax and guided me through the process. The difference has been eye-opening.”
Emma L.
Business Owner
Instead of scrambling, I now know exactly what to expect come tax time.
“For years, I didn’t know how much to put aside or where to keep it. Now we’re setting money aside in high-interest savings, optimised properly, and everything feels far more under control.”
Jake Liao
Business Owner
How An Expert Advisor Can Help
How An Expert Advisor Can Help
How An Expert Advisor Can Help
Tax Planning Means:
Seeing your full financial picture
Tax planning starts with a detailed look at your income, assets, and structures, so decisions are made with clarity and confidence.
Seeing your full financial picture
Tax planning starts with a detailed look at your income, assets, and structures, so decisions are made with clarity and confidence.
Seeing your full financial picture
Tax planning starts with a detailed look at your income, assets, and structures, so decisions are made with clarity and confidence.
Supporting your retirement goals
Tax planning is integrated with your retirement planning, helping your savings grow more efficiently and last longer over time.
Supporting your retirement goals
Tax planning is integrated with your retirement planning, helping your savings grow more efficiently and last longer over time.
Supporting your retirement goals
Tax planning is integrated with your retirement planning, helping your savings grow more efficiently and last longer over time.
Paying no more tax than you need to
Tax planning is crucial for maximising your income and minimising tax liabilities by structuring your finances in a tax-efficient way.
Paying no more tax than you need to
Tax planning is crucial for maximising your income and minimising tax liabilities by structuring your finances in a tax-efficient way.
Paying no more tax than you need to
Tax planning is crucial for maximising your income and minimising tax liabilities by structuring your finances in a tax-efficient way.
Maximising available deductions
We identify and apply appropriate tax optimisation strategies and deductions to reduce unnecessary tax where possible.
Maximising available deductions
We identify and apply appropriate tax optimisation strategies and deductions to reduce unnecessary tax where possible.
Maximising available deductions
We identify and apply appropriate tax optimisation strategies and deductions to reduce unnecessary tax where possible.
Reducing tax on your investments
We consider tax alongside your investment decisions, helping improve after-tax returns while staying aligned with current regulations.
Reducing tax on your investments
We consider tax alongside your investment decisions, helping improve after-tax returns while staying aligned with current regulations.
Reducing tax on your investments
We consider tax alongside your investment decisions, helping improve after-tax returns while staying aligned with current regulations.
Protecting what you’ve built
We consider risk management, including insurance, so your financial structure supports stability if life takes an unexpected turn.
Protecting what you’ve built
We consider risk management, including insurance, so your financial structure supports stability if life takes an unexpected turn.
Protecting what you’ve built
We consider risk management, including insurance, so your financial structure supports stability if life takes an unexpected turn.
Complete This Form To Unlock Your Personalised Wealth Plan
Get started by booking your Wealth Strategy Session and completing this form. This allows us to pinpoint opportunities, minimise risk and customise a plan that accelerates your wealth growth from day one.
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Got Questions?
We’re Here to Help
Q.
What does tax planning actually involve?
No. While business owners often see the biggest benefits, tax planning is just as valuable for professionals, investors, and anyone whose income or assets are growing. If your finances are more complex than a single payslip, there’s usually planning opportunities being missed.
A.
Q.
What does tax planning actually involve?
No. While business owners often see the biggest benefits, tax planning is just as valuable for professionals, investors, and anyone whose income or assets are growing. If your finances are more complex than a single payslip, there’s usually planning opportunities being missed.
A.
Q.
What does tax planning actually involve?
No. While business owners often see the biggest benefits, tax planning is just as valuable for professionals, investors, and anyone whose income or assets are growing. If your finances are more complex than a single payslip, there’s usually planning opportunities being missed.
A.
Q.
What does tax planning actually involve?
No. While business owners often see the biggest benefits, tax planning is just as valuable for professionals, investors, and anyone whose income or assets are growing. If your finances are more complex than a single payslip, there’s usually planning opportunities being missed.
A.
Q.
Is tax planning only for business owners?
Q.
Is tax planning only for business owners?
Q.
Is tax planning only for business owners?
Q.
Is tax planning only for business owners?
Q.
What’s the difference between tax planning and tax returns?
Q.
What’s the difference between tax planning and tax returns?
Q.
What’s the difference between tax planning and tax returns?
Q.
What’s the difference between tax planning and tax returns?
Q.
When should I start tax planning?
Q.
When should I start tax planning?
Q.
When should I start tax planning?
Q.
When should I start tax planning?
Q.
When should I start tax planning?
Q.
When should I start tax planning?
Q.
When should I start tax planning?
Q.
When should I start tax planning?
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Helpful Articles.
Helpful Articles.
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Explore all the ways we can help you optimise your financial future.
Explore all the ways we can help you optimise your financial future.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Investment Advice
We design tailored strategies across property, equities, and fixed-income portfolios to grow your wealth with clarity, confidence, and long-term purpose.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Retirement & Superannuation
We create clear, tax-efficient retirement strategies that build passive income and ensure your wealth supports the lifestyle and legacy you envision.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Income Solutions
Our income solutions help turn your wealth into reliable income, so you can spend with confidence and worry less about the future.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Tax Planning
Our proactive tax strategies help reduce unnecessary costs, optimise your structures, and keep more of your hard-earned wealth working for you.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Insurance & Risk Management
From income protection to estate planning, we help safeguard your lifestyle, family, and business so you can move forward with confidence, no matter what.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Business Succession Planning
We help you build a clear succession roadmap so you can step back, sell, or transition your business on your own terms, without financial or legal stress.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Estate Planning
We structure your estate to minimise tax, protect assets, and ensure your wealth is passed on smoothly to the right people, exactly as you intend.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Investing for Non-Profits
We partner with charities and non-profits to help them invest their funds strategically, ensuring their capital works harder to support long-term missions.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Book Your 30-Minute Wealth Strategy Session
Once you're booked in, make sure to download and complete the Financial Snapshot Form then email it to info@grandawa.com.au so we can make the most of your session.
Specialised Services
Specialised Services
Specialised Services